SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 11-K
ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
For the Fiscal Year Ended December 31, 1995
_________________
CUMMINS ENGINE COMPANY, INC.
(Name of issuer of the securities held pursuant to the plan)
Commission File Number 1-4949.
_______
Incorporated in the State of Indiana I.R.S. Employer Identification
No. 35-0257090
500 Jackson Street, Box 3005, Columbus, Indiana 47202-3005
(Address of Principal Executive Office)
Telephone Number: (812) 377-5000
CUMMINS ENGINE COMPANY, INC. AND AFFILIATES
RETIREMENT AND SAVINGS PLANS
FINANCIAL STATEMENTS
AS OF DECEMBER 31, 1995 AND 1994
TOGETHER WITH AUDITORS' REPORT
(Full title of the plan)
CUMMINS ENGINE COMPANY, INC. AND AFFILIATES
RETIREMENT AND SAVINGS PLANS
INDEX TO FINANCIAL STATEMENTS
Page
____
Report of Independent Public Accountants 3
Combining Statements of Net Assets by Plan 4-5
Combining Statements of Changes in Net Assets by Plan 6-7
Combining Statements of Net Assets by Fund 8-9
Combining Statements of Changes in Net Assets by Fund 10-11
Notes to Financial Statements 12-17
Signature 27
Schedule
________
Assets Held for Investment Purposes I
Reportable Transactions II
Matching Contribution Formulas III
Employing Locations by Plan IV
Loans or Fixed Income Obligations V
Exhibit
_______
Consent of Independent Public Accountants 23
REPORT OF INDEPENDENT PUBLIC ACCOUNTANTS
________________________________________
To the Pension Policy Committee
of Cummins Engine Company, Inc.:
We have audited the accompanying combining statements of net assets
by plan and by fund, of the CUMMINS ENGINE COMPANY, INC. AND
AFFILIATES RETIREMENT AND SAVINGS PLANS as of December 31, 1995 and
1994, and the related statements of changes in net assets by plan
and by fund, for the years ended December 31, 1995 and 1994. These
financial statements and the schedules referred to below are the
responsibility of the Plan's management. Our responsibility is to
express an opinion on these financial statements and schedules based
on our audits.
We conducted our audits in accordance with generally accepted
auditing standards. Those standards require that we plan and
perform the audit to obtain reasonable assurance about whether the
financial statements are free of material misstatement. An audit
includes examining, on a test basis, evidence supporting the amounts
and disclosures in the financial statements. An audit also includes
assessing the accounting principles used and significant estimates
made by management, as well as evaluating the overall financial
statement presentation. We believe that our audits provide a
reasonable basis for our opinion.
In our opinion, the financial statements referred to above present
fairly, in all material respects, the net assets of the Plans as of
December 31, 1995 and 1994, and the changes in the net assets for
the years ended December 31, 1995 and 1994, in conformity with
generally accepted accounting principles.
Our audits were performed for the purpose of forming an opinion on
the basic financial statements taken as a whole. The supplemental
schedules of assets held for investment purposes, reportable
transactions, matching contribution formulas, employee locations by
plan, and loans or fixed income obligations are presented for the
purpose of additional analysis and are not a required part of the
basic financial statements but are supplementary information
required by the Department of Labor's Rules and Regulations for
Reporting and Disclosure under the Employee Retirement Income
Security Act of 1974. The Fund Information in the statement of net
assets and the statement of changes in net assets is presented for
purposes of additional analysis rather than to present the net
assets and changes in net assets available for plan benefits of each
fund. The supplemental schedules and Fund Information have been
subjected to the auditing procedures applied in the audits of the
basic financial statements and, in our opinion, are fairly stated in
all material respects in relation to the basic financial statements
taken as a whole.
ARTHUR ANDERSEN LLP
Chicago, Illinois
June 11, 1996.
CUMMINS ENGINE COMPANY, INC. AND AFFILIATES
RETIREMENT AND SAVINGS PLANS
COMBINING STATEMENTS OF NET ASSETS BY PLAN
DECEMBER 31, 1995
(stated in OOO's)
Salaried Bargaining Onan Lubricon CDC TOTAL
________ __________ _______ ________ _______ ________
Assets
______
Cash and investments:
The Northern Trust Company
Short-Term Investment Fund $ 1,156 $ - $ - $ - $ - $ 1,156
Cummins Engine Company, Inc.
Fixed Income Fund 89,546 110,828 19,251 82 5,104 224,811
Vanguard Wellington Fund 67,646 40,998 21,159 103 3,716 133,622
Vanguard U.S. Growth Fund 31,366 10,322 9,393 74 2,218 53,373
Vanguard Index Trust Fund 39,208 16,324 11,728 82 2,593 69,935
Vanguard Explorer Fund 5,911 1,727 1,238 19 271 9,166
Vanguard International Fund 5,396 1,221 1,098 46 178 7,939
Cummins Engine Company, Inc.
Common Stock 94,522 7,356 2,480 14 1,193 105,565
Participant Loans 5,439 3,587 1,632 23 897 11,578
________ ________ _______ ____ _______ ________
Total cash and investments 340,190 192,363 67,979 443 16,170 617,145
________ ________ _______ ____ _______ ________
Receivables:
Employer contributions 3,528 1,454 280 20 575 5,857
Employee contributions 1,758 1,485 631 4 248 4,126
Employee loan repayments 319 216 136 2 70 743
Accrued interest 4 - - - - 4
________ ________ _______ ____ _______ ________
Total receivables 5,609 3,155 1,047 26 893 10,730
________ ________ _______ ____ _______ ________
Total assets 345,799 195,518 69,026 469 17,063 627,875
________ ________ _______ ____ _______ ________
Liabilities
___________
Interest payable 2,953 - - - - 2,953
Note payable - ESOP 68,050 - - - - 68,050
________ ________ _______ ____ _______ ________
Total liabilities 71,003 - - - - 71,003
________ ________ _______ ____ _______ ________
Net Assets $274,796 $195,518 $69,026 $469 $17,063 $556,872
________ ________ _______ ____ _______ ________
________ ________ _______ ____ _______ ________
The accompanying notes and schedules are an integral part of these statements.
CUMMINS ENGINE COMPANY, INC. AND AFFILIATES
RETIREMENT AND SAVINGS PLANS
COMBINING STATEMENTS OF NET ASSETS BY PLAN
DECEMBER 31, 1994
(stated in OOO's)
Salaried Bargaining Onan Lubricon CDC TOTAL
________ __________ _______ ________ _______ ________
Assets
______
Cash and investments:
The Northern Trust Company
Short-Term Investment Fund $ 865 $ - $ - $ - $ - $ 865
Cummins Engine Company, Inc.
Fixed Income Fund 83,459 105,128 17,531 88 5,658 211,864
Vanguard Wellington Fund 49,907 29,286 15,811 68 2,653 97,725
Vanguard U.S. Growth Fund 18,624 5,620 5,915 30 1,114 31,303
Vanguard Index Trust Fund 24,003 9,949 7,764 45 1,518 43,279
Vanguard Explorer Fund 2,692 712 458 10 149 4,021
Vanguard International Fund 6,525 1,922 1,433 65 321 10,266
Cummins Engine Company, Inc.
Common Stock 114,495 7,867 2,749 13 825 125,949
Participant Loans 5,130 3,773 1,583 24 859 11,369
________ ________ _______ ____ _______ ________
Total cash and investments 305,700 164,257 53,244 343 13,097 536,641
________ ________ _______ ____ _______ ________
Receivables:
Employer contributions 3,644 1,487 294 20 517 5,962
Employee contributions 1,691 1,264 609 5 213 3,782
Employee loan repayments 245 213 115 1 65 639
Accrued interest 3 - - - - 3
________ ________ _______ ____ _______ ________
Total receivables 5,583 2,964 1,018 26 795 10,386
________ ________ _______ ____ _______ ________
Total assets 311,283 167,221 54,262 369 13,892 547,027
________ ________ _______ ____ _______ ________
Liabilities
___________
Interest payable 2,935 - - - - 2,935
Note payable - ESOP 69,450 - - - - 69,450
________ ________ _______ ____ _______ ________
Total liabilities 72,385 - - - - 72,385
________ ________ _______ ____ _______ ________
Net Assets $238,898 $167,221 $54,262 $369 $13,892 $474,642
________ ________ _______ ____ _______ ________
________ ________ _______ ____ _______ ________
The accompanying notes and schedules are an integral part of these statements.
Salaried Bargaining Onan Lubricon CDC TOTAL
________ __________ _______ ________ _______ ________
Net Assets - beginning of year $238,898 $167,221 $54,262 $369 $13,892 $474,642
________ ________ _______ ____ _______ ________
Investment income:
Fund investment income 39,792 22,889 11,797 79 2,290 76,847
Interest income 28 - - - - 28
Dividend income 2,287 - - - - 2,287
Net realized & unrealized depreciation
in the value of investments (18,865) - - - - (18,865)
_________ ________ _______ ____ _______ _________
Total investment income 23,242 22,889 11,797 79 2,290 60,297
Less: investment advisory expense 70 25 4 - 2 101
interest expense 5,907 - - - - 5,907
________ ________ _______ ____ _______ ________
Net investment income 17,265 22,864 11,793 79 2,288 54,289
________ ________ _______ ____ _______ ________
Contributions:
Employer 5,390 1,462 286 20 592 7,750
Employee 21,602 13,946 5,903 59 2,213 43,723
Rollover 1,029 88 106 - 23 1,246
________ ________ _______ ____ _______ ________
Total contributions 28,021 15,496 6,295 79 2,828 52,719
________ ________ _______ ____ _______ ________
Participant withdrawals 9,896 10,006 3,265 57 1,554 24,778
Inter-plan transfers 508 (57) (59) (1) (391) -
________ _________ ________ _____ ________ ________
Net assets - end of year $274,796 $195,518 $69,026 $469 $17,063 $556,872
________ ________ _______ ____ _______ ________
________ ________ _______ ____ _______ ________
The accompanying notes and schedules are an integral part of these statements.
CUMMINS ENGINE COMPANY, INC. AND AFFILIATES
RETIREMENT AND SAVINGS PLANS
COMBINING STATEMENTS OF CHANGES IN NET ASSETS BY PLAN
DECEMBER 31, 1994
(stated in OOO's)
Salaried Bargaining Onan Lubricon CDC TOTAL
________ __________ _______ ________ _______ ________
Net Assets - beginning of year $238,911 $154,167 $47,882 $394 $12,491 $453,845
________ ________ _______ ____ _______ ________
Investment income:
Fund investment income (loss) 5,234 6,034 1,167 (26) 257 12,666
Interest income 13 - - - - 13
Dividend income 1,440 - - - - 1,440
Net realized & unrealized depreciation
in the value of investments (19,688) - - - - (19,688)
_________ ________ _______ _____ _______ _________
Total investment income (loss) (13,001) 6,034 1,167 (26) 257 (5,569)
Less: investment advisory expense 86 45 7 - 2 140
interest expense 5,969 - - - - 5,969
________ ________ _______ _____ _______ ________
Net investment income (loss) (19,056) 5,989 1,160 (26) 255 (11,678)
_________ ________ _______ _____ _______ _________
Contributions:
Employer 6,389 1,534 298 21 523 8,765
Employee 20,708 13,126 6,390 101 2,221 42,546
Rollover 822 206 274 1 17 1,320
________ ________ _______ ____ _______ ________
Total contributions 27,919 14,866 6,962 123 2,761 52,631
________ ________ _______ ____ _______ ________
Participant withdrawals 8,887 7,641 2,058 126 1,444 20,156
Inter-plan transfers 11 (160) 316 4 (171) -
________ _________ ________ _____ ________ ________
Net assets - end of year $238,898 $167,221 $54,262 $369 $13,892 $474,642
________ ________ _______ ____ _______ ________
________ ________ _______ ____ _______ ________
The accompanying notes and schedules are an integral part of these statements.
CUMMINS ENGINE COMPANY, INC. AND AFFILIATES
RETIREMENT AND SAVINGS PLANS
COMBINING STATEMENTS OF NET ASSETS BY FUND
DECEMBER 31, 1995
(stated in OOO's)
Fixed U.S. Index Explorer Cummins Loan
Income Wellington Growth Fund Fund Intl. Stock ESOP Fund Total
________ __________ _______ _______ ________ ______ _______ _______ _______ ________
Assets
______
Cash and investments:
The Northern Trust Company
Short-Term Investment Fund $ - $ - $ - $ - $ - $ - $ - $ 1,156 $ - $ 1,156
Cummins Engine Company, Inc.
Fixed Income Fund 224,811 - - - - - - - - 224,811
Vanguard Wellington Fund - 133,622 - - - - - - - 133,622
Vanguard U.S. Growth Fund - - 53,373 - - - - - 53,373
Vanguard Index Trust Fund - - - 69,935 - - - - - 69,935
Vanguard Explorer Fund - - - - 9,166 - - - - 9,166
Vanguard International Fund - - - - - 7,939 - - - 7,939
Cummins Engine Company, Inc.
Common Stock - - - - - - 21,368 84,197 - 105,565
Participant Loans - - - - - - - - 11,578 11,578
________ ________ _______ _______ _______ ______ _______ _______ _______ ________
Total Cash and investments 224,811 133,622 53,373 69,935 9,166 7,939 21,368 85,353 11,578 617,145
________ ________ _______ _______ _______ ______ _______ _______ _______ ________
Receivables:
Employer contributions 1,269 524 266 307 45 40 93 3,313 - 5,857
Employee contributions 1,473 1,033 554 677 126 109 154 - - 4,126
Employee loan repayments 269 182 100 127 15 14 36 - - 743
Accrued interest - - - - - - - 4 - 4
________ ________ _______ _______ ______ ______ _______ _______ _______ ________
Total receivables 3,011 1,739 920 1,111 186 163 283 3,317 - 10,730
________ ________ _______ _______ ______ ______ _______ _______ _______ ________
Total assets 227,822 135,361 54,293 71,046 9,352 8,102 21,651 88,670 11,578 627,875
________ ________ _______ _______ ______ ______ _______ _______ _______ ________
Liabilities
___________
Interest payable - - - - - - - 2,953 - 2,953
Note payable - ESOP - - - - - - - 68,050 - 68,050
________ ________ _______ _______ ______ ______ _______ _______ _______ ________
Total liabilities - - - - - - - 71,003 - 71,003
________ ________ _______ _______ ______ ______ _______ _______ _______ ________
Net Assets $227,822 $135,361 $54,293 $71,046 $9,352 $8,102 $21,651 $17,667 $11,578 $556,872
________ ________ _______ _______ ______ ______ _______ _______ _______ ________
________ ________ _______ _______ ______ ______ _______ _______ _______ ________
The accompanying notes and schedules are an integral part of these statements.
CUMMINS ENGINE COMPANY, INC. AND AFFILIATES
RETIREMENT AND SAVINGS PLANS
COMBINING STATEMENTS OF NET ASSETS BY FUND
DECEMBER 31, 1994
(stated in OOO's)
Fixed U.S. Index Explorer Cummins Loan
Income Wellington Growth Fund Fund Intl. Stock ESOP Fund Total
________ __________ _______ _______ ________ _______ _______ _______ _______ ________
Assets
______
Cash and investments:
The Northern Trust Company
Short-Term Investment Fund $ - $ - $ - $ - $ - $ - $ - $ 865 $ - $ 865
Cummins Engine Company, Inc.
Fixed Income Fund 211,864 - - - - - - - - 211,864
Vanguard Wellington Fund - 97,725 - - - - - - - 97,725
Vanguard U.S. Growth Fund - - 31,303 - - - - - 31,303
Vanguard Index Trust Fund - - - 43,279 - - - - - 43,279
Vanguard Explorer Fund - - - - 4,021 - - - - 4,021
Vanguard International Fund - - - - - 10,266 - - - 10,266
Cummins Engine Company, Inc.
Common Stock - - - - - - 21,946 104,003 - 125,949
Participant Loans - - - - - - - - 11,369 11,369
________ ________ _______ _______ _______ _______ _______ _______ _______ ________
Total Cash and investments 211,864 97,725 31,303 43,279 4,021 10,266 21,946 104,868 11,369 536,641
________ ________ _______ _______ _______ _______ _______ _______ _______ ________
Receivables:
Employer contributions 1,348 491 195 245 27 64 125 3,467 - 5,962
Employee contributions 1,488 918 419 526 78 163 190 - - 3,782
Employee loan repayments 251 172 68 85 8 18 37 - - 639
Accrued interest - - - - - - - 3 - 3
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
Total receivables 3,087 1,581 682 856 113 245 352 3,470 - 10,386
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
Total assets 214,951 99,306 31,985 44,135 4,134 10,511 22,298 108,338 11,369 547,027
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
Liabilities
___________
Interest payable - - - - - - - 2,935 - 2,935
Note payable - ESOP - - - - - - - 69,450 - 69,450
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
Total liabilities - - - - - - - 72,385 - 72,385
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
Net Assets $214,951 $ 99,306 $31,985 $44,135 $4,134 $10,511 $22,298 $35,953 $11,369 $474,642
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
The accompanying notes and schedules are an integral part of these statements.
CUMMINS ENGINE COMPANY, INC. AND AFFILIATES
RETIREMENT AND SAVINGS PLANS
COMBINING STATEMENTS OF CHANGES IN NET ASSETS BY FUND
DECEMBER 31, 1995
(stated in OOO's)
Fixed U.S. Cummins Loan
Income Wellington Growth Index Explorer Intl. Stock ESOP Fund Total
________ __________ _______ _______ ________ _______ _______ _______ _______ ________
Net Assets - beginning of year $214,951 $ 99,306 $31,985 $44,135 $4,134 $10,511 $22,298 $35,953 $11,369 $474,642
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
Investment income:
Fund investment income (loss) 15,416 31,854 13,383 17,250 1,429 770 (3,255) - - 76,847
Interest income - - - - - - - 28 - 28
Dividend income - - - - - - - 2,287 - 2,287
Net realized and unrealized
depreciation in the value
of investments - - - - - - - (18,865) - (18,865)
________ ________ _______ _______ ______ _______ _______ _______ _______ _________
Total investment income (loss) 15,416 31,854 13,383 17,250 1,429 770 (3,255) (16,550) - 60,297
Less: investment advisory expense 51 - - - - - - 50 - 101
interest expense - - - - - - - 5,907 - 5,907
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
Net investment income (loss) 15,365 31,854 13,383 17,250 1,429 770 (3,255) (22,507) - 54,289
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
Contributions:
Employer 1,309 526 268 309 45 40 96 5,157 - 7,750
Employee 16,125 10,654 5,579 6,694 1,175 1,489 2,007 - - 43,723
Rollover 254 262 235 291 68 62 74 - - 1,246
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
Total contributions 17,688 11,442 6,082 7,294 1,288 1,591 2,177 5,157 - 52,719
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
Participant loan repayments 2,994 1,835 945 1,137 151 204 461 - (7,727) -
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
Inter-fund transfers (6,077) (2,427) 4,462 4,288 2,792 (4,420) 1,382 - - -
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
Payments:
Participant withdrawals 13,912 4,811 1,651 1,922 298 361 887 936 - 24,778
Participant loan withdrawals 3,187 1,838 913 1,136 144 193 525 - (7,936) -
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
Total payments 17,099 6,649 2,564 3,058 442 554 1,412 936 (7,936) 24,778
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
Net assets - end of year $227,822 $135,361 $54,293 $71,046 $9,352 $ 8,102 $21,651 $17,667 $11,578 $556,872
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
The accompanying notes and schedules are an integral part of these statements.
CUMMINS ENGINE COMPANY, INC. AND AFFILIATES
RETIREMENT AND SAVINGS PLANS
COMBINING STATEMENTS OF CHANGES IN NET ASSETS BY FUND
DECEMBER 31, 1994
(stated in OOO's)
Fixed U.S. Cummins Loan
Income Wellington Growth Index Explorer Intl. Stock ESOP Fund Total
________ __________ _______ _______ ________ _______ _______ _______ _______ ________
Net Assets - beginning of year $189,498 $107,998 $30,370 $43,912 $ 0 $ 0 $15,503 $55,558 $11,006 $453,845
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
Investment income:
Fund investment income (loss) 13,985 (644) 1,114 440 2 (60) (2,171) - - 12,666
Interest income - - - - - - - 13 - 13
Dividend income - - - - - - - 1,440 - 1,440
Net realized and unrealized
depreciation in the value
of investments - - - - - - - (19,688) - (19,688)
________ ________ _______ _______ ______ _______ _______ _______ _______ _________
Total investment income (loss) 13,985 (644) 1,114 440 2 (60) (2,171) (18,235) - (5,569)
Less: investment advisory expense 89 - - - - - - 51 - 140
interest expense - - - - - - - 5,969 - 5,969
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
Net investment income (loss) 13,896 (644) 1,114 440 2 (60) (2,171) (24,255) - (11,678)
________ ________ _______ _______ ______ _______ _______ _______ _______ _________
Contributions:
Employer 1,552 548 213 272 29 66 134 5,951 - 8,765
Employee 15,224 11,563 4,976 6,388 647 1,616 2,132 - - 42,546
Rollover 303 283 171 199 70 111 183 - - 1,320
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
Total contributions 17,079 12,394 5,360 6,859 746 1,793 2,449 5,951 - 52,631
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
Participant loan repayments 2,587 1,673 719 891 70 181 400 - (6,521) -
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
Inter-fund transfers 6,125 (16,307) (3,841) (5,691) 3,432 8,913 7,369 - - -
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
Payments:
Participant withdrawals 11,348 4,002 1,084 1,386 52 159 824 1,301 - 20,156
Participant loan withdrawals 2,886 1,806 653 890 64 157 428 - (6,884) -
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
Total payments 14,234 5,808 1,737 2,276 116 316 1,252 1,301 (6,884) 20,156
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
Net assets - end of year $214,951 $ 99,306 $31,985 $44,135 $4,134 $10,511 $22,298 $35,953 $11,369 $474,642
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
________ ________ _______ _______ ______ _______ _______ _______ _______ ________
The accompanying notes and schedules are an integral part of these statements.
Schedule II
CUMMINS ENGINE COMPANY, INC. AND AFFILIATES
RETIREMENT AND SAVINGS PLANS
SCHEDULE OF REPORTABLE TRANSACTIONS
FOR THE YEAR ENDED DECEMBER 31, 1995
(amounts stated in 000's)
Par Value
Number of or Principal Purchased Sales Current Gain or
Description of Issue Transactions Amount Cost Proceeds Value (Loss)
____________________ ____________ ____________ _________ ________ _______ _______
Fixed Income Fund 158 N/A $57,725 $ - $57,725 $ -
Fixed Income Fund 167 N/A 44,739 44,739 - -
Wellington Fund 151 N/A 27,315 - 27,315 -
Wellington Fund 159 N/A 15,111 16,731 - 1,620
U.S. Growth Fund 167 N/A 16,694 - 16,694 -
U.S. Growth Fund 135 N/A 4,924 5,822 - 898
Index Trust Fund 168 N/A 18,457 - 18,457 -
Index Trust Fund 138 N/A 6,665 7,442 - 777
Cummins Stock Fund*** 159 N/A 20,460 - 20,460 -
Cummins Stock Fund*** 148 N/A 15,083 17,270 - 2,187
***Identifies known party-in-interest to the plan